Open New Doors& Break Free From The Local Banks!

We Provide Flexible Financing Solutions When Other Lenders Say No.

Welcome to Town Square Financial, where we specialize in funding the loans that local banks won't. Facing rejection from banks can be frustrating, but our mission is to bridge that gap. Whether you're an investor, home builder, or property flipper, we provide alternative financing solutions designed to meet your unique needs. When banks turn you away, we're here to help, ensuring that your projects move forward without delay.

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Why Choose Us

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Home Builders

We offer specialized financing solutions for new property development and custom home building.

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Property Flippers

Providing quick and efficient funding options for those looking to renovate and sell properties for profit.

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Buy & Hold

Supporting long-term rental property investors with tailored financing solutions to grow and sustain their portfolios.

A Better Way to Finance Your Project

Easy Loan Process

At Town Square Financial, our streamlined loan process is designed to make securing financing as straightforward and hassle-free as possible. We've simplified each step, from approval application, ensuring that you can navigate the loan journey with ease. Our experienced team is here to guide you through every phase, providing clear communication and timely updates. This efficient approach minimizes paperwork and expedites the entire process, so you can focus on what matters most—your real estate goals.

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Customized Solutions for Unique Financial Needs

Flexible Underwriting

At Town Square Financial, we recognize the uniqueness of each financial scenario. Our flexible underwriting accommodates a wide range of circumstances, extending beyond conventional lending criteria to offer innovative financing solutions. Whether you’re navigating non-traditional income, investment hurdles, or unusual properties, our tailored approach ensures we can craft a financing strategy that meets your specific needs and objectives.

Avoid unforeseen delays

Faster Closing Times

At Town Square Financial, we prioritize efficiency to ensure faster closing times, allowing you to move forward with your investments swiftly. Our streamlined processes and experienced team work diligently to expedite the necessary paperwork and approvals, significantly reducing wait times. This commitment to speed helps you capitalize on opportunities without the usual delays, giving you a competitive edge in the fast-paced real estate market.

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Simplified Project Funding

Simplify Your Funding with Our Streamlined Three-Step Process. We streamline our process to be both easy and efficient, helping you move towards a smooth and timely close on your projects.

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  • Underwritten Approval

    We start with a thorough evaluation of your financial details and project specifics. This initial step ensures that all financial aspects align with our lending criteria, setting a solid foundation for your funding approval.

  • Property Review

    Next, we conduct a detailed review of your project plans and objectives. This stage allows us to understand the scope and potential of your investment, ensuring it meets our standards for both risk and return.

  • Project Funding

    Once approved, we move swiftly to the closing process. Our team works closely with you to finalize all necessary documents and disburse funds, ensuring a smooth transition from approval to action, so you can start your project without delay.

We Offer A Variety of Solutions

Spec Construction

Non - QM Construction

Fix and FLip Loans

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Long Term Rental 

We Support Our Builder community

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Join Our Partner Program

Join our Partner Program at Town Square Financial, specifically designed for professionals involved in fix and flip and long-term hold real estate projects. This program is an excellent opportunity for partners who want to expand their professional services and benefit financially from referrals. As a partner, you’ll gain access to specialized resources, support, and competitive referral bonuses, enhancing your business while helping your clients achieve their real estate investment goals. Whether you’re a real estate agent, contractor, or investor, our program offers tailored benefits to help you and your clients succeed. Connect with us today to learn more about the advantages of our Partner Program and how you can start earning through referrals.

FAQ

  • How do I start the loan application process with Town Square Financial?

    You can begin by contacting us directly or filling out an application form on our website. Our team will guide you through the necessary steps, ensuring you understand all requirements and gather the needed documentation.

  • How long does the loan process take from application to closing?

    Our streamlined process aims to expedite each step, typically allowing us to close as quickly as 14 days from the application, depending on the complexity of the loan and completeness of the documentation provided.

  • What property types are eligible for financing through Town Square Financial?

    We finance a range of property types including single-family residences, 2-4 unit properties, condos, townhomes, and planned unit developments (PUDs).

  • Are there specific loan programs for first-time real estate investors?

    Yes, we offer loan programs tailored for first-time investors, providing flexible terms and guidance to help you navigate your initial investment journey effectively.4

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