We Fund Construction Loans our Local Banks Won't

Transparent, Seamless Project Funding

At Town Square Financial, we understand contractors' and homeowners' unique challenges and opportunities. Our expert mortgage solutions are tailored to meet your specific needs, whether you're building your dream home, or renovating an existing property. With a variety of financing options including conventional loans, construction loans. we provide the flexibility and support you need to achieve your goals. Let our experienced team guide you through the mortgage process with personalized service and innovative solutions designed to simplify your financial journey.

We Fund New Builds,

By focusing solely on purchase transactions, we eliminate the distractions and delays caused by other loan types. This dedication allows us to streamline the process.

Close On Time

Our track record speaks for itself. We pride ourselves on consistently closing loans on time, so you can move into your new home without any unexpected delays.

Competitive Rates & Fees

With access to competitive financing rates, and reduced loan fees we help reduce your cost of borrowing, thereby increasing the overall profitability of your projects.

A Simple Yet Effective Funding Process

At Town Square Financial, we understand the unique challenges faced by home builders, and we've designed a simple, efficient funding process to support your projects from ground-breaking to completion. Our approach ensures that you receive the financial backing you need swiftly and smoothly, allowing you to focus on what you do best—building exceptional homes.

Initial Consultation and Quick Pre-approval:

Our process begins with a personalized consultation to understand your specific project needs and financial situation. Following this, we offer a quick pre-approval to establish the funding scope and terms upfront. This step ensures that there are no surprises down the line, allowing you to plan your project with confidence.

Swift Approval Process:

We employ a streamlined approach to document verification and assessments, minimizing wait times and complexities. Our experienced team works diligently to expedite the approval process, so you can start your construction projects without unnecessary delays.

Flexible Draws:

Upon approval, we arrange for a flexible draw schedule that matches the progress of your construction. This method ensures that funds are available exactly when you need them, facilitating seamless cash flow management throughout the building phase.

Get Pre-Approved Today!
We’re Ready to Close Sooner, With Less Hassle.

Ready to take your construction projects to the next level? Partner with Town Square Financial for tailored financing solutions that ensure timely closings, flexible terms, and expert support every step of the way. Contact us today to discuss how we can help you achieve your building goals with confidence and efficiency. Let's build success together—reach out now!

Transparency Every Step of the Way

We believe that trust is built through transparency. That’s why we provide consistent updates via text and email, giving you complete visibility into your loan’s progress. Our secure borrower portal allows you to track all loan conditions and milestones, ensuring that you’re never left in the dark. From start to finish, you’ll know exactly where you stand.

  • Receive text and email updates at every stage of your transaction.

  • Upload & view any loan conditions and milestones through your secure borrower portal

  • Easily upload documents from your phone or computer or tablet.

  • Conveniently e-sign all documents.


Lower Rates & Fees!
More Revenue for You.

We’re committed to keeping our overhead low so we can pass the savings on to you. Our competitive rates and minimal fees, mean you can save more on your lender fees. We’re here to make your project not just possible, but more affordable.

Our Funding Solutions

Spec Construction

Our Spec Construction loans provide the capital you need to build on spec, ensuring you can start construction without the delays of pre-sales. Ideal for builders looking to streamline project timelines and enhance market responsiveness.

Spec Builder Credit Line

This flexible credit solution is designed for builders who manage multiple projects simultaneously, offering accessible funds that adapt to your evolving project needs and construction cycles. It's the perfect tool to keep your operations fluid and efficient.

Working Capital Loans

Fuel your business's day-to-day operations with a Working Capital Loan.
These loans are crafted to support your ongoing needs, from covering payroll to buying materials, ensuring your business maintains momentum.

A C & D Financing

Tailored for developers and builders at all scales, our financing solutions provide the necessary funds to move from blueprint to completion efficiently.
Explore how we can help bring your vision to life—partner with us for your construction financing needs today!

8552 Murray Grey

San Antonio, TX 78254

Town Square Financial,

NMLS # 2609318

Equal Housing Opportunity, © 2024 All Rights Reserved.

Copyright© 2024 Town Square Financial All Rights Reserved.

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.